Fortune favours the brave, bold and prepared!

This statement is a variation of a ancient Roman saying to motivate soldiers, "Audentes fortuna iuvat"!

Mine included preparation which emphasises strategy as well. right now exists a golden opportunity for those who have been preparing for buying a home or investment property. Interest rates have been steadily declining over the past few years, yet rental prices are going up. Lenders are falling over themselves to secure business in competitive market( thanks to brokers).

Buying a home or investment property does come with some risk, but that is why insurance is a sensible requirement to offset the risk and protect your purchase. You must budget that into any property purchase regardless, as all lenders require some form of property insurance to protect the asset.

Insuring yourself also has benefits when it comes to life changing occurrences. Making sure the bills are still being paid while you or a loved one recovers is always stressful. Having a insurance policy to cover exactly that are available and should be considered in a family household at all times.

Having your investment property correctly covered if damaged and you lose rental income while it is being repaired should be considered also. I would consider that a sensible strategy.

There are a good number of suitable insurance products out there which can help you protect you, your family and your assets. Getting quotes helps you plan your budget and a property buying strategy. don't be afraid to ask.