Buying an investment property is exciting, but it can also feel like stepping into a maze of numbers, rules, and paperwork. I remember when I first dipped my toes into property investment – the tax side was a bit of a mystery. But here’s the good news: understanding how to maximise your property tax deductions can save you a pretty penny and make your investment work harder for you. Let’s break it down together, step by step. Understanding Property Tax Deductions: What You Ne

Refinancing your home loan can feel like a maze. You hear about potential savings, lower interest rates, and better terms, but how do you really know if it’s worth the hassle? I’ve been there—staring at numbers, wondering if I’m making the right move or just chasing a dream. That’s where a refinancing savings calculator becomes your best mate. It cuts through the confusion and gives you a clear picture of what you’re actually saving. Let’s dive into how you can accurately ca

When I first looked into financing an investment property, I quickly realised that not all loans are created equal. The key is to understand your options and what suits your financial situation best. Here are some tips that helped me and can help you too: Know your borrowing power : Before you even start house hunting, get a clear picture of how much you can borrow. Lenders look at your income, expenses, credit history, and existing debts. Getting pre-approval can save you he

Despite my Italian background, I am not associated with organised crime. What I can do is review your home loan and confirm if you have...

A warning to home buyers who are lured by attractive rates as a new customer. A lot of lenders are competing for your business and are...

it may not be as the video implies, but your reasons are what you choose. How do you get started? First talk to a mortgage broker who...

There were lots of headlines in 2020 that caused fear for the readers of them and they were not limited to the pandemic. You might recall...

Recently announced, the Home Builder Grant is to be extended. This is great news as we wind down 2020 and gear up for 2021. Record low...

No Deposit Home Loan

The best way to describe it, is something for nearly everyone. The government has implemented fiscal stimulus to kickstart the economy. A...